Like with most things in life, sober living homes are not free. This means that if you want to live in a sober housing community like Monroe Street Housing, you’re going to have to come up with the money to pay for it.
There are a number of ways to pay for substance use disorder programs these days. For example, you could use insurance benefits to help pay for them. This is because substance abuse and mental health treatment programs must receive just as much health insurance coverage as any physical medical treatment according to the Affordable Care Act (ACA).
You can also use non-profit scholarships or contributions to help pay for substance use disorder programs. As long as you have some sort of investment or connection to the non-profit, this is not a problem.
When it comes to sober living, you may have to come up with the money to pay for it yourself. Luckily, we live in a time where there are many ways to do that. For example, you can put it on a credit card, pull out a loan, or fundraise money for it. Whatever you must do to get the money to live in a sober living home, we suggest you do it. Especially if you genuinely feel that you need or would benefit from living in one after addiction treatment.
Paying for Sober Living Through Insurance
Health insurance companies only cover substance use disorder programs that are deemed necessary to overcome addiction. Sober living homes are not primary forms of addiction treatment. In fact, they are considered extra services that you can choose to use to overcome your addiction.
Therefore, most health insurance companies don’t deem sober living homes as a necessary addiction treatment program. Thus, you should prepare yourself to not have health insurance as a payment option for your stay at a sober housing community like Monroe Street Housing.
You should still check and see if your health insurance will provide any coverage for your sober living stay though. You never know; your health insurance coverage plan could be one of the exceptions.
Paying for Sober Living Through Non-Profit Scholarships and Contributions
If you invest any time or money in a non-profit organization that is willing to give you scholarship money or a contribution to your addiction recovery journey, you should take it. Even if you don’t already have a connection to a non-profit organization, you should still see if any are willing to help you out.
Non-profit scholarships and contributions are a great way to gather money to pay for sober living. One benefit of using non-profit scholarships or contributions to pay for your sober living is that you’ll not have any debt from it. This is unlike many other payment options for sober living.
Paying for Sober Living Through Credit Cards or Loans
If you must pay for your sober living on your own, you can use credit cards to pay for it. While you’ll eventually need to pay the money that you borrow on credit back, at least it’s a viable option.
Another payment option for sober living that would require you to pay the money back eventually is pulling out a loan. There are many government loans that you could look into paying for your sober living expenses. This is especially true since you’re using the loan money for a worthy reason like your addiction recovery. You can even borrow a personal loan from your family or close friends if you need to.
Paying for Sober Living Through Fundraising
If all else fails, you can fundraise to get the money to pay for your sober living. Whether this means throwing a car wash, a bake sale, or creating a kickstarter campaign, it’s worth a shot.
SOBER LIVING AT MONROE STREET HOUSING IS WORTH THE INVESTMENT
At the end of the day, addiction is a serious illness that can easily come back up in your life if you’re not proactive in treating and managing it. Therefore, you shouldn’t let money stop you from doing so. Taking the necessary precautions to ensure that you stay sober long-term, like spending some time living in a sober living home, is worth the investment.
This is especially true if you’re planning to sober living at a high-quality sober housing community like Monroe Street Housing. The cost of living at Monroe Street Housing is $1000/month per month per bed/$250 per week. We do offer scholarship opportunities at Monroe Housing.
To learn more about payment options for sober living at Monroe Street Housing, contact us today.